Your EHIC covers you for all healthcare that comes under the Dutch basic health insurance package. ‘Basic’ refers to regular healthcare. You may therefore need a referral from another doctor. Under European Regulation No. 883/2004, the EHIC only covers necessary medical care. However, medical care for chronic or existing conditions can also be classed as necessary.
Medical insurer Zilveren Kruis provides information to foreign citizens who are in the Netherlands on a temporary basis. For more information on healthcare in the Netherlands, contact Zilveren Kruis on +31 445 686870 or at firstname.lastname@example.org.
Under EU Directive 201/24/EU (the Cross-Border Directive), your medical insurer can reimburse you for medical expenses you have incurred in the Netherlands. However, you need to pay the amount first and claim it back later. Your medical expenses will then be reimbursed according to the conditions that apply in your country of residence. If you meet those conditions, you can claim back the expenses from your insurer after you have returned home. Your insurer will then reimburse you up to the maximum amount that equivalent medical care would have cost if you had been treated in your country of residence. If your medical expenses exceed that limit, you will usually have to pay the difference yourself.